Hassle-Free Finance For Your Business
Borrow between $5,000 and $850,000. The application process is 100% online, with an initial decision in just 60 seconds and applying won’t your credit score.
Borrow $5,000 to $850,000
No Collateral Required
Poor Credit Accepted
Let’s Make Your Business Loan a Breeze with an Initial Decision in 60 Seconds and Rates from 8.95% p.a Unsecured
At Business Finance Source, you won’t be asked to print, scan or upload tons of documents. You won’t even have to leave your office chair! Everything is done online. Simply click of the “apply now” button and spend 2-3 minutes filling out our business finance application form.
The Easier Path to Your Loan
All Finance is unsecured, so no collateral is required, and we accept poor credit. Plus, there’s minimal paperwork, making the process quick and easy.
Fast Funding
Get pre-approved in 60 seconds and receive final approval and funding in as little as 24 hours.
Minimal Paperwork
Just upload your last 3 months of business bank account statements – no other paperwork required.
No Collateral Required
No collateral is required for your loan – your business or personal assets will never be requested as security.
Poor Credit Accepted
We specialize in helping business owners with poor credit scores get the funding they need to thrive.
When the Banks Can’t Help, We Can.
Banks and traditional lenders reject business loans that don’t meet their minimum credit score and minimum collateral requirements.
Business Finance Source funds your loan based on your business cash flow, not credit score or collateral. This makes our loans an excellent alternative to bank loans.
25k+
Businesses Funded
$100m+
Loans Directly Funded
Simple Application Process
1
Apply Online
Our platform evaluates your loan application and gives you an initial decision in 60 seconds.
2
Upload Bank Statements
Once you’re pre-approved, upload the last 3 months of your bank statements to get final approval.
3
Get Funded
After final loan approval, get the funds deposited into your bank account in as little as 24 hours.
Flexible Eligibility Requirements
To apply for a business loan at Business Finance Source, all you need are these 4 items to qualify for funding.
Be in business for 6 months or more
Provide 3 Months Bank Statements
Have an active Business Bank Account
Business must make +$7,500 per month
Who can apply?
You can apply for finance with Business Finance Source if you’re a US citizen or resident over the age of 18 years of age.
Uncomplicated Finance Options
Business Finance Source offers 4 small business financing options that are easy to understand and designed to help achieve your business goals.
Merchant Cash Advances
Secure a lump sum of money in exchange for a percentage of your future daily credit card sales.
Business Lines of Credit
Get access to a pool of funds that your business can use when needed and pay interest only on the funds consumed.
Business Equipment Loans
Get a loan to buy new or used business equipment and that equipment serves as collateral for the loan.
Unsecured Business Loans
Borrow the money you need to use in any part of your business without needing to put up any collateral.
Why over 25,000+ businesses have chosen Business Finance Source
At Business Finance Source, we are a direct lender. That means we use our own money to fund loans. This allows us to make fair loan decisions and be more flexible in helping customers with less-than-perfect credit and those who don’t have enough capital to secure funding from traditional lenders.
Since 2014, we’ve been a capital provider, and we understand the daily capital challenges that small businesses face. We’ve helped thousands of financially healthy businesses that don’t fit the strict lending underwriting criteria from other lenders. We step in and provide funding to help these businesses survive or thrive, depending on their funding needs at the time.
Join over 25,000 businesses who have already chosen us. Apply Now
What Sets Us Apart from Other Business Lenders
Transparent Fees
We believe in being transparent with our customers, especially when it comes to fees. We’re proud to say that we have no origination fees, no application fees and no closing fees. We think these fees are unfair and add an extra financial burden to our borrowers. By not charging these fees, we help you save money and make your financing process more affordable. You can be confident that there are no hidden fees or surprises when you apply.
Automatically Qualify for Multiple Loan Products
When you apply for a loan at business finance Source, we review your application and approve you for all of the loan products that you qualify for. This gives you more options. This way, you can choose the best loan product that suits your needs from the four options that we offer.
Apply For Business Finance Now
Borrow between $5,000 and $850,000. The application process is 100% online, with an initial decision in just 60 seconds and applying won’t your credit score.